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It boggles my head how many people out there have no idea what a Roth IRA is. They simply assume the only tax efficient strategy to invest is through company sponsored 401k plans. Oh how people are wrong! Roth IRA's are the bread and butter of any wise investment plan. Involved with the only investment vehicle where you invest post-tax dollars and will not be taxed again on the money you initially put in or future earnings.
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